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A VA cash out mortgage refinance can help you pull money from the equity you have in your home. In some cases, you may also be able to lower your monthly mortgage payments or get a lower interest rate.
A VA debt consolidation loan enables you to pay off your current debts using the money from the new loan. Typically, you'll provide all of the account information for the accounts you wish to pay off so your lender can handle the money transfers for you. This turns all of your smaller debts into one large debt so you only have to make a single payment each month.